Bonds & Home Loans

Flexible Home Financing Solutions Tailored to You

At MAS Financial Services, we understand that buying or renovating a home is a major financial step. Whether you’re a first-time buyer, upgrading your property, or looking to access equity for home improvements, we help you explore tailored financing options that suit your individual circumstances.

Why Choose MAS?

🏠 Personalised Guidance
Our experienced property finance consultants walk you through every step—helping you understand your loan options and making the process less overwhelming.

 

đź“Š Holistic Financial Assessment
Unlike traditional lenders that rely strictly on credit scoring, we assess your overall financial situation, including your income stability, current obligations, and past challenges.

 

đź’Ľ Access to Multiple Lenders
We work with a broad network of trusted lenders, giving you access to competitive rates and diverse bond options—whether you’re purchasing or refinancing.

 

đź’¬ Clear, Honest Communication
We prioritise transparency and clarity. You’ll always understand the terms, interest rates, and repayment expectations—no hidden surprises.

What We Offer

âś… Bonds for First-Time Buyers

âś… Home Loans for Upgrades or Renovations

âś… Equity Release & Access Bonds

âś… Assistance for Self-Employed or Irregular Income Earners

âś… Credit Repair Guidance to Strengthen Your Application

Start your application online now

to discover your options.

What You’ll Need to Apply

To get started, you’ll typically need:

• A valid South African ID

• Proof of income (salary slips or business financials if self-employed)

• 3 to 6 months’ bank statements

• Proof of residence

• Property details (for pre-approval or bond switching)

Our consultants will assist you in gathering and submitting the right documents for your unique application.

We Help You Make Informed Decisions

The bond and home loan market can be confusing—with various interest rate structures, loan types, and hidden costs. We break it all down for you, so you know exactly what you’re signing up for and how it fits into your financial future.

Start Your Homeownership Journey Today

Whether you’re buying your first home, switching bonds, or accessing property equity, MAS Financial Services is here to help you move forward with confidence.

 

đź“Ť Serving the Johannesburg & Pretoria areas


đź“ž Contact us today for a no-obligation consultation